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Portugal D7 visa: passive income, retirement and the 2026 figures for Brazilians

The D7 visa is the residence visa for retirees, religious workers and people who live on their own income, such as rent, financial investments or royalties 1. The income benchmark is the Portuguese minimum wage, 920 euros a month in 2026, for the first adult, with 50% more per additional adult and 30% per child 4 6. The checklist used in Brazil asks for funds for at least 12 months and proof that the income is available in Portugal 9.

Checked against official sources on 9 November 2026 · Denaro Editorial Team · How we check guides

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Portugal
Destination · PortugalIncome benchmark: Minimum wage of 920 euros a month in 2026

Key facts

Income benchmark
Minimum wage of 920 euros a month in 2026 6
Percentages per person
100% first adult, 50% each additional adult, 30% each child 4
Funds period required
At least 12 months 9
Visa validity
Four months and two entries, to apply for residence at AIMA 2
Visa fee
110 euros 3

Who can apply for the D7

The official name is the residence visa for retirees, religious workers and people who live on income 1. It covers three profiles:

  • Retirees: prove the amount of the pension and the guarantee that they will receive it, or other income available in Portugal 1.
  • People living on their own income: prove income from movable or immovable property, intellectual property or financial investments, and that this money is available in Portugal 1.
  • Religious workers: submit a statement of responsibility and a document from the church or religious community recognised in Portugal 1.

Salary from remote work falls outside these three profiles. For it there is the D8 visa, with its own income rule 1.

How much you need to prove in 2026

The VFS checklist for the D7 in Brazil refers to article 2(2) of Portaria 1563/2007 of 11 December and asks for means of subsistence for at least 12 months 9. The MNE visa portal says the criterion for means of subsistence of long-stay visas is the minimum wage, which in 2026 is 920 euros (Decree-Law 139/2025), net of social security contributions, with these percentages per member of the household: 100% for the first adult, 50% for the second and further adults, 30% for children under 18 and adult children who are dependants 4 6. AIMA lists the same percentages for family reunification 5.

Household Per month Per 12 months
1 adult 920 euros 11,040 euros
2 adults 1,380 euros 16,560 euros
2 adults and 1 child 1,656 euros 19,872 euros
2 adults and 2 children 1,932 euros 23,184 euros

The table figures are the percentages applied to 920 euros. The AIMA page still quotes the 2025 minimum wage (870 euros) 5; for applications in 2026 the MNE portal already uses 920 euros 4. The D7 and D8 income calculator shows other family sizes.

These figures are the legal minimum. Consultancies report that several consular posts ask for a balance in a Portuguese account equal to 12 months of minimum income 11. The more margin your income has above the minimum, the lower the risk of a request for extra documents.

Portugal
Funds period requiredAt least 12 months 9

How to prove the income

AIMA accepts, among other proofs, a certificate of the retirement pension or benefit issued by the official body of the country that pays it, with an authenticated declaration, and a document from the institution that pays the income from financial investments, also with an authenticated declaration 5. For an INSS retiree, this means asking INSS for the document that shows the amount of the benefit.

The list also covers proof of financial means available in Portugal, including those held with a Portuguese financial institution 5. The VFS checklist repeats the requirement: besides the amount of the income, you show that it is available in Portuguese territory 9.

In practice, this leads to two steps before the appointment: getting a NIF and opening an account at a Portuguese bank. The NIF is the tax number, required to open bank accounts and sign contracts, and it can be requested by foreigners who are not residents 8. The guide to the NIF in Portugal explains the application.

Rules specific to Brazilians

The VFS checklist for applicants in Brazil has specific points 9:

  • Health insurance: you can submit travel insurance or the Certificate of Right to Medical Assistance (PB4), issued by the Ministry of Health, valid until the end of the visa.
  • Criminal record: a certificate from the Federal Police with the Hague Apostille. If you lived in another country in the last year, bring the certificate of that country too.
  • Proof of residence in Brazil: it defines which consular post reviews your application.

Under the CPLP Mobility Agreement, the same checklist exempts Brazilians from insurance and a return ticket, and allows proof of means to be replaced by a statement of responsibility with a notarised signature, signed by a Portuguese citizen or a resident foreigner who guarantees food, lodging and any removal costs 9.

Since 17 April 2026, the application in Brazil is made in person at one of the 10 VFS Global centres, with an appointment booked by facial recognition 10.

Where are you in the process?

We start from the right step, so you do not redo what you have already done.

  • Live on your savings
  • Portugal
  • Brazil

After approval: arrival and AIMA

The residence visa is valid for four months and two entries. Within that time you apply for the residence permit at AIMA 2. As a CPLP citizen holding a residence visa, you can ask AIMA for the CPLP residence permit 7.

Take to AIMA the same proofs of income, updated, and the proof of address in Portugal. If the family comes later, family reunification follows the AIMA means percentages per person 5, and Law 61/2025 now requires, as a rule, two years of residence permit before the application, with exceptions for minor children and some spouses 7. To avoid waiting, the family can apply at the same time for the residence visa to accompany you, which has its own list of documents on the portal 1.

Step by step

  1. 1
    Step 1 of 6Add up your income

    Check that your monthly income covers 920 euros for you, plus 460 per adult and 276 per child 4.

  2. 2
    Step 2 of 6Get the NIF

    The tax number is required to open a bank account in Portugal 8.

  3. 3
    Step 3 of 6Open an account at a Portuguese bank

    You need to show that the income or funds are available in Portugal 9.

  4. 4
    Step 4 of 6Gather the Brazilian documents

    Apostilled Federal Police certificate, proof of the benefit or income, insurance or PB4 9.

  5. 5
    Step 5 of 6Book and attend at VFS

    In-person application at one of the 10 centres since 17 April 2026 10.

  6. Step 6 of 6Apply for residence at AIMA

    You have four months of visa to apply for the residence permit 2.

Documents you will need 9 documents

  • National visa application form completed and signed (signature matching the passport)
  • Two recent 3x4 photos
  • Passport valid for at least three months beyond the stay, and a copy of the data page
  • Travel insurance or PB4 certificate from the Ministry of Health
  • Criminal record certificate from the Federal Police with Hague Apostille
  • Proof of means of subsistence for at least 12 months
  • Proof of the amount of the pension or of your own income
  • Proof that the income is available in Portugal
  • Proof of residence in Brazil
Your route to Portugal, step by step

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Questions

What is the minimum D7 income in 2026?

For one person, 920 euros a month, which is the 2026 minimum wage 4 6. For the 12 months of the checklist 9, the calculation gives 11,040 euros (920 x 12).

How much more do I need for a spouse and children?

50% of the minimum wage (460 euros a month) for each additional adult and 30% (276 euros) for each child under 18 or adult dependant child 4.

Can I apply for the D7 with rental income from Brazil?

Yes, income from real estate is on the list of accepted own income, as long as you prove its existence, its amount and its availability in Portugal 1.

Do Brazilians need health insurance for the D7?

The VFS checklist accepts travel insurance or the PB4 certificate and, under the CPLP Mobility Agreement, provides an exemption from insurance for Brazilians 9. Confirm at the appointment which option your centre accepts.

Can I work in Portugal with the D7?

The D7 is designed for people who live on a pension or income 1. If you plan to work, first compare it with the visa with a work contract or with the D8 1.

Before you rely on this

  1. The MNE portal applies the percentages of 100%, 50% and 30% per household to long-stay visas 4, without detailing how to add up the income when the family applies together with the D7 holder. Confirm with the consular post.
  2. The MNE portal speaks of a minimum wage "net of social security contributions" 4. The calculations on this page use the 920 euros without deductions: confirm with the consular post whether it applies the net value.
  3. We did not find the text of Portaria 1563/2007 in the Diário da República during this check; the 12 months come from the VFS checklist, which cites the portaria 9.
  4. A balance in a Portuguese account equal to 12 months is a consular practice reported by consultancies, with no value set in any official rule we found 11.
  5. The VFS checklist was created in February 2025; check the current version at your VFS centre before booking 9.
  6. The minimum wage is updated every year. For applications in 2027, redo the calculations with the new value 6.

This guide is general information, not legal advice. Rules change: confirm with the consulate or a lawyer before you apply.

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Sources11 sources, 8 official

  1. Documentação instrutória: residência (reformados, religiosos e pessoas que vivam de rendimentos)officialMinistry of Foreign Affairs (MNE), Visa Portal
  2. Tipo de vistoofficialMinistry of Foreign Affairs (MNE), Visa Portal
  3. EmolumentosofficialMinistry of Foreign Affairs (MNE), Visa Portal
  4. Documentação instrutória: meios de subsistênciaofficialMinistry of Foreign Affairs (MNE), Visa Portal
  5. Meios de subsistênciaofficialAIMA, Agency for Integration, Migration and Asylum
  6. Retribuição mínima mensal garantida para 2026officialDirectorate-General for Employment and Labour Relations (DGERT)
  7. Lei n.º 61/2025, de 22 de outubroofficialDiário da República (Assembly of the Republic)
  8. Pedir o número de identificação fiscal para pessoa singularofficialgov.pt (Tax and Customs Authority)
  9. Checklist do visto de residência para reformados, religiosos e pessoas que vivam de rendimentosVFS Global Portugal Brazil (consulates' service provider)
  10. Frequently asked questions: in-person applications from 17 April 2026VFS Global Portugal Brazil (consulates' service provider)
  11. Comprovação de meios para visto Portugal: valores 2026Cidadania e Visto (private consultancy)
In this guide
  1. Key facts
  2. Who can apply for the D7
  3. How much you need to prove in 2026
  4. How to prove the income
  5. Rules specific to Brazilians
  6. After approval: arrival and AIMA
  7. Step by step
  8. Documents you will need
  9. Questions
  10. Sources
Your route to Portugal, step by stepStart your route

For your move to Portugal

  • Your euro account before you reach PortugalAn IBAN ready for rent, tuition or your pension from day one.Learn more
  • Health insurance for PortugalCover valid from your first day, with the certificate ready for your visa application.Learn more

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