Last updated: 9 November 2026
This Privacy Policy explains how Denaro Technologies Inc. ("Denaro", "we", "us", "our") collects and uses personal data when you visit www.usedenaro.com (the "Site"), subscribe to our newsletter, buy a Denaro founding membership or contact us.
The Denaro app at app.usedenaro.com has its own privacy notice, which we show you when you create your account there.
At a glance
- We collect what you give us when you subscribe or buy a membership, and a small amount of technical data when you browse.
- Your card details go to Stripe. We never see your full card number.
- We use cookieless statistics, product analytics only if you accept them, and no advertising trackers.
- We do not sell your personal data or share it for advertising.
- You can ask to access, correct, delete or export your data at any time by writing to privacy@usedenaro.com.
1. Who is responsible for your data
Denaro Technologies Inc. is the controller of the personal data described in this policy.
Denaro Technologies Inc.
2810 N Church St STE 88593
Wilmington, DE 19802
United States
privacy@usedenaro.com
Representative in the European Union: [NAME AND ADDRESS OF THE EU REPRESENTATIVE]. You can also contact our representative about any matter related to your personal data.
2. What we collect and why
The legal bases below refer to the EU General Data Protection Regulation (GDPR) and the UK GDPR. If you live elsewhere, the laws of your country may use different terms, and we apply the same practices.
2.1 When you visit the Site
| Data | Why we use it | Legal basis |
|---|---|---|
| IP address, browser and device type, page requested, referring page, date and time | Our hosting provider needs them to deliver the Site to you and to protect it from attacks and abuse | Our legitimate interest in running a secure website |
| Page visited, referring page, approximate location (country, region, city), operating system, browser, device type, time of the visit | Cookieless statistics that tell us which pages people visit, so we can improve the Site | Our legitimate interest in understanding how the Site is used |
| Pages visited, clicks, referring page and campaign, approximate location, operating system, browser, device type, a random identifier kept in a cookie, and on the Site a recording of the visit with every form field hidden | Product analytics, only if you accept them in the cookie banner, so we can see where people get stuck and improve the Site and the Denaro app | Your consent, which you can withdraw at any time with "Cookie settings" |
About our statistics. We use Vercel Web Analytics. It sets no cookies and stores nothing on your device. Visits are counted with a hash created from the incoming request, which is discarded after 24 hours, so it cannot follow you across days or across websites. We only see aggregated figures, such as the number of visits to a page.
About our product analytics. If you accept analytics, we use PostHog, with data stored in the European Union (Frankfurt, Germany). When you are signed in to the Denaro app, we link the events to your account by an internal identifier, without your name or email address, and we record when a payment in the app succeeds, with its type and amount. If you reject analytics or do not choose, PostHog is not loaded. The Cookie Policy explains the cookies involved and how to change your choice.
2.2 When you subscribe to our newsletter
| Data | Why we use it | Legal basis |
|---|---|---|
| Email address, date and time of subscription | To send you news about Denaro, such as launches of new Services | Your consent |
| Email address after you unsubscribe | To make sure we do not email you again | Our legitimate interest in respecting your choice |
You can withdraw your consent at any time with the unsubscribe link in every newsletter or by writing to privacy@usedenaro.com.
2.3 When you buy a membership
On the Site, before you pay, we record the Services you choose, your agreement to the Terms of Service and to the start of access, the version of the documents you agreed to, and the date and time. We store this information with your order at Stripe.
On Stripe's checkout page, you give Stripe your email address, your full name as it appears on your passport, your billing address and your payment details. Stripe shares with us all of this except your full card number and security code. We also receive the card brand, the last four digits, the country of the card, the payment status, Stripe's fraud assessment, your invoices and your receipts.
We ask for your name as it appears on your passport so that your founding card and your membership match your identity documents, which partners will need when they verify your identity. We do not ask for a copy of your passport on the Site.
| Why we use it | Legal basis |
|---|---|
| Process your order and payment, create and manage your membership, link it to your Denaro account, activate your Services, put your name on your founding card and ship it, handle renewals, cancellations, refunds and support | Performance of our contract with you |
| Send you service emails: receipts, activation emails, renewal reminders, notices about changes | Performance of our contract with you |
| Keep invoices and payment records | Our legal obligations under tax and accounting laws |
| Keep proof of what you agreed to and when | Our legitimate interest in being able to show it, and our legal obligations where they apply |
| Prevent fraud and abuse of payments | Our legitimate interest in protecting Denaro and our members |
Shipping your card. Before we ship your founding card, we ask for your shipping address and share it with the carrier, together with your name and the contact details the carrier needs to deliver it.
Automated fraud checks. Stripe screens payments automatically to detect fraud, and a payment can be declined as a result. If you think your payment was declined by mistake, write to us and a person on our team will look into it with you.
2.4 When you are signed in to the Denaro app
If you are signed in to the Denaro app, your browser keeps a cookie on usedenaro.com that tells the Site you are signed in, so it can show a link to your dashboard. It holds no name, email address or other personal data. The Cookie Policy describes it. Legal basis: performance of our contract with you, to provide the account you asked for.
2.5 When you contact us
| Data | Why we use it | Legal basis |
|---|---|---|
| Your name, email address, the content of your message and anything you choose to send us | To reply to you and handle your request | Our legitimate interest in answering you; performance of our contract when your request is about your membership; our legal obligations when you exercise your privacy rights |
Please do not send us copies of identity documents or other sensitive information by email unless we ask for them.
2.6 To comply with the law and protect our rights
We may use any of the data above to comply with legal obligations, respond to lawful requests from authorities, enforce our Terms, and establish, exercise or defend legal claims. Legal basis: our legal obligations and our legitimate interest in protecting our rights.
2.7 What we do not collect on the Site
We do not ask for health data, criminal records or other special categories of data on the Site. We do not use your data to build advertising profiles.
3. Who we share your data with
Service providers that process data for us, under contracts that require them to protect it and use it only on our instructions:
| Provider | What it does for us | Where it processes data |
|---|---|---|
| Vercel Inc. | Hosting, content delivery, security, cookieless statistics | United States, with servers in other countries |
| PostHog Inc. | Product analytics, only with your consent | European Union (Germany) |
| Stripe | Payments, invoices, subscriptions, fraud prevention | United States and Ireland, among others |
| Resend | Newsletter and email delivery | United States |
| Shipping carrier (chosen when cards ship) | Delivery of your founding card | Depends on your country |
Stripe as an independent controller. For some purposes, such as fraud prevention and its own legal obligations as a payment provider, Stripe decides how to use your data. Its privacy policy applies to that use.
Partners of your Services. When a Service becomes available and you choose to start it, we share with the partner that provides it the data it needs, such as your name, email address and country. We tell you who the partner is before we share anything. The partner's privacy notice applies to the data it receives.
Professional advisers, such as lawyers, accountants and auditors, bound by confidentiality.
Authorities, when the law requires it, or when it is necessary to protect the rights, property or safety of our members, Denaro or others.
A buyer or investor, if Denaro is involved in a merger, acquisition, financing or sale of assets. We will tell you before your data becomes subject to a different privacy policy.
We do not sell your personal data and we do not share it with advertisers.
4. International transfers
Denaro is based in the United States, and our providers process data in the United States and in other countries. The data protection laws of those countries may differ from the laws where you live.
When personal data of people in the European Economic Area, the United Kingdom or Switzerland is transferred to a country without an adequacy decision, we and our providers rely on safeguards recognized by those laws, such as the EU-US Data Privacy Framework for certified recipients and the Standard Contractual Clauses approved by the European Commission, with the UK addendum where needed. You can ask for a copy of these safeguards at privacy@usedenaro.com.
5. How long we keep your data
| Data | How long |
|---|---|
| Hosting logs | A short period set by our hosting provider, for security and troubleshooting |
| Statistics | Only aggregated figures are kept. The visitor hash is discarded after 24 hours |
| Product analytics | Up to 12 months, then deleted. The analytics cookie lasts 1 year, or until you withdraw your consent |
| Newsletter subscription | Until you unsubscribe. After that, your email address stays on a suppression list so we do not email you again |
| Membership, orders, invoices and payment records | While your membership is active, then for as long as tax and accounting laws require, generally 7 years after the end of the year of the transaction |
| Records of what you agreed to | While your membership is active, then until the period for bringing legal claims has expired |
| Messages to us | As long as we need them to handle your request, then up to 3 years |
| Sign-in cookie | 30 days, or until you sign out |
When we no longer need your data, we delete it or make it anonymous.
6. How we protect your data
We use encrypted connections (HTTPS) on the whole Site, limit access to personal data to the people who need it, and choose providers with strong security practices. Stripe handles card data under the PCI DSS security standard. No system is perfectly secure. If a breach affects your data, we notify you and the competent authorities as the law requires.
7. Your rights
If the GDPR or the UK GDPR applies to you, you have the right to:
- access your personal data and receive a copy;
- correct data that is inaccurate or incomplete;
- delete your data;
- restrict how we use your data;
- receive the data you gave us in a portable format, and have it sent to another company where technically possible;
- object to our use of your data based on legitimate interests, and to direct marketing at any time;
- withdraw your consent at any time, without affecting what we did before;
- not be subject to a decision based solely on automated processing that has legal or similarly significant effects on you;
- complain to the data protection authority of the country where you live or work.
People in other countries, such as Brazil, Mexico, Colombia, Argentina, Chile, Peru and several US states, have similar rights under their own laws. Wherever you live, you can ask us to exercise these rights and we will handle your request in line with this policy and the law that applies to you.
How to exercise your rights. Write to privacy@usedenaro.com, if possible from the email address linked to your membership. We may ask you to confirm your identity. We reply within one month. For complex requests we may need up to two more months, and we will tell you why. Exercising your rights is free, unless a request is clearly unfounded or excessive.
Some data must be kept even if you ask us to delete it, for example invoices we are required to keep by tax law. In that case we tell you what we keep and why, and we use it only for that purpose.
8. Children
The Site and the membership are for people aged 18 and over. We do not knowingly collect data from children. If you believe a child has given us personal data, write to privacy@usedenaro.com and we will delete it.
9. Marketing
We send marketing emails only to people who subscribe to our newsletter. Service emails about your membership, such as receipts and renewal reminders, are part of the service and continue while your membership is active.
10. Links to other websites
The Site links to websites we do not control, such as employers, insurers, partners and Stripe. Their privacy policies apply when you visit them.
11. Do Not Track and Global Privacy Control
We do not track you across websites, so we have no cross-site tracking to turn off. If your browser sends a Global Privacy Control signal, we treat it as a request not to sell or share your personal data, which we do not do in any case.
12. Changes to this policy
We may update this policy. We publish the new version on the Site with a new date. If a change is significant, we email members before it takes effect.
13. Contact
Denaro Technologies Inc.
2810 N Church St STE 88593
Wilmington, DE 19802
United States