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Germany Opportunity Card (Chancenkarte): who qualifies, funds and the online application

The Opportunity Card (Chancenkarte) is a German residence permit of up to one year to look for skilled work 1. You qualify with a foreign qualification fully recognised in Germany, or with at least six points on the statutory points table 1 3. German missions ask you to prove at least 1,091 EUR a month, 13,092 EUR for a full year 4.

Checked against official sources on 4 November 2026 · Denaro Editorial Team · How we check guides

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Germany
Destination · GermanyLegal basis: Section 20a of the Residence Act (AufenthG)

Key facts

Legal basis
Section 20a of the Residence Act (AufenthG) 1
Length of stay
Up to 1 year at first, then a follow-up card of up to 2 more years with a qualified job offer 1
Points needed
6, unless your qualification is fully recognised 3
Funds in 2026
At least 1,091 EUR a month, 13,092 EUR for 12 months 4
Work allowed
Up to 20 hours a week on average, plus trial jobs of up to two weeks each 1
Where to apply
Online only, on the Consular Services Portal, from 1 October 2026 at missions such as London and Cairo 5

What the Opportunity Card is

The Opportunity Card is a residence permit that lets you live in Germany while you look for a job, or while you take part in measures to get a foreign qualification recognised 1. It has been in force since 1 June 2024 8.

While you search, the law lets you work up to 20 hours a week on average and do trial work of up to two weeks with each employer 1. Once you find a qualified job, you normally switch to a work permit. The card itself can be extended only if you do not meet the conditions for another permit for work 1.

The card is issued for up to one year at first. If you have an employment contract or a binding job offer for qualified work and the Federal Employment Agency (Bundesagentur für Arbeit) agrees, you can extend it for up to two more years as a follow-up card. No further extension is possible. A new search card is only possible after you have spent at least as long outside Germany, or in Germany on another permit, as you spent on the previous card 1.

Two ways to qualify

Route 1: recognised skilled worker. If your foreign vocational or academic qualification is fully recognised in Germany, you qualify without points 1. The London mission explains this as a degree, or a vocational qualification of at least two years, that is fully recognised, checked in the anabin database or through a recognition procedure 4.

Route 2: points. Without full recognition you need all of these 1:

  • a foreign vocational qualification of at least two years, or a university degree, recognised by the state where you obtained it (a qualification from a German chamber of commerce abroad also counts);
  • basic German (A1) or English at B2 level;
  • at least six points on the points table 3.

Points come from partial recognition of your qualification, a shortage occupation, work experience, German and English level, age, previous stays in Germany and a partner who applies with you 2. Partial recognition is worth the most: 4 points 3. The full table, with worked examples, is in our points calculator.

In both routes you must also show that you can support yourself 1.

Germany
Points needed6, unless your qualification is fully recognised 3

The money you must prove in 2026

German missions ask for at least 1,091 EUR a month per applicant, which is 13,092 EUR for a twelve-month card 4 8. The Rome embassy states the same monthly amount and explains that it follows the maximum BAföG student grant 7. The amount changes when that rate changes, and the London mission marks it "subject to change" 4.

The London mission accepts three kinds of proof 4:

  • a German blocked account (Sperrkonto) holding at least 1,091 EUR a month;
  • a formal declaration of commitment (Verpflichtungserklärung) signed by someone in Germany;
  • a part-time employment contract with a net salary of at least 1,091 EUR a month.

The German missions in Canada ask for an original declaration of commitment under sections 66 and 68 of the Residence Act, marked as fully verified on the second page, and for a blocked account confirmation that shows both the total and the monthly amount 6. Open the blocked account well before you apply 6.

You will see older figures online, such as 1,027 EUR a month. That was an earlier rate, and one mission page still shows both numbers 8. Use the figure on your own mission's page on the day you apply.

Online only from 1 October 2026

From 1 October 2026, German missions such as the Embassy in Cairo and the missions in London and Edinburgh accept Opportunity Card applications only through the Federal Foreign Office's Consular Services Portal (Auslandsportal), at digital.diplo.de/visa 5 4.

In practice this means:

  • you fill in the form and upload your documents on the portal;
  • the documents are checked online before your appointment, in London and Cairo by the service provider TLScontact 4 5;
  • you attend in person to give your biometrics; applicants without a portal appointment are turned away in London 4.

The London mission says most applications are processed within two to three weeks after biometrics 4. The German missions in Canada tell you to allow about four weeks 6.

Citizens of Australia, Canada, Israel, Japan, New Zealand, South Korea, the United Kingdom and the United States can enter Germany without a visa and apply for the card there, according to the London mission 4. The same page warns that this can be difficult for the Opportunity Card: in Berlin you cannot apply locally unless you previously held a visa for employment, study or vocational training, so contact the immigration office first 4. Everyone else applies for a national visa at the German mission responsible for their place of residence.

Where are you moving from?

Each consulate asks for different things. We show you the rules of yours.

  • Work for a company
  • Germany

Step by step

  1. 1
    Step 1 of 6Pick your route

    Check whether your qualification is fully recognised in Germany. If it is only partly recognised, or not assessed yet, count your points with the statutory table 3.

  2. 2
    Step 2 of 6Get your qualification confirmed

    For the points route, have a competent German body confirm that your foreign qualification is recognised by the state where you obtained it 1.

  3. 3
    Step 3 of 6Prove your funds

    Open a blocked account, or arrange a declaration of commitment or a part-time contract, for at least 1,091 EUR a month 4.

  4. 4
    Step 4 of 6Buy health insurance

    Missions ask for health insurance for the stay. The missions in Canada ask for private cover valid in the Schengen area with at least 30,000 EUR of cover 6.

  5. 5
    Step 5 of 6Apply on the Consular Services Portal

    Create your application on digital.diplo.de, upload the documents and book your appointment 5.

  6. Step 6 of 6Attend your appointment

    Bring your passport and originals, give biometrics and pay the fee. Taipei lists a visa fee of 75 EUR, which is not refunded once the application is accepted 8.

Documents you will need 8 documents

  • Passport valid for at least six monthsissued in the last 10 years, with two blank pages
  • Two biometric photos(35 x 45 mm)
  • Proof of fundsblocked account confirmation, declaration of commitment or part-time contract
  • Health insurance for the stay
  • CV
  • Degree or vocational certificatewith translation if needed, and proof of recognition or comparability
  • Language certificate(German A1 or English B2 for the points route)
  • Proof of residence in the country where you apply, if you are not a citizen of it
Your route to Germany, step by step

Answer five questions: Denaro AI builds your route with every document your consulate asks for. Free to start.

Start your routeFree · about 2 minutes · no card

Questions

Do I need a job offer to apply?

No job offer is needed for the first card. You need one only to extend it into a follow-up card of up to two years 1.

Can I work while I search?

Yes, up to 20 hours a week on average, plus trial work of up to two weeks with each employer 1.

How much money do I need for a full year?

13,092 EUR, which is 1,091 EUR a month for twelve months, according to the London and Taipei missions 4 8.

Can I still apply on paper at the embassy?

At missions that switched, no. From 1 October 2026 Cairo, London and Edinburgh accept Opportunity Card applications only through the Consular Services Portal 5 4. Check your own mission's page.

Which language certificates are accepted?

The missions in Canada accept certificates from ALTE-certified providers, and TOEFL for English 6. London also accepts IELTS, and the test must not be more than a year old 4. Ask your mission which certificates it accepts.

Before you rely on this

  1. The online-only rule from 1 October 2026 is confirmed on the pages of the missions in Cairo, London and Edinburgh 5 4. Check the page of the mission responsible for you before you book.
  2. The 1,091 EUR monthly amount follows the BAföG rate and can change; London marks it subject to change 4 7.
  3. The 75 EUR fee comes from a 2024 page of the Taipei office 8. Check the fee page of your mission.
  4. The government may cap the number of cards for people abroad by regulation 1. No cap is mentioned on the mission pages we checked.
  5. Documents and insurance rules differ between missions. The lists here combine the London page and the page of the German missions in Canada.

This guide is general information, not legal advice. Rules change: confirm with the consulate or a lawyer before you apply.

We tell you when this rule changes

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Sources8 sources, 8 official

  1. Residence Act (AufenthG), section 20a: Opportunity CardofficialGerman Federal Ministry of Justice
  2. Residence Act (AufenthG), section 20b: points criteriaofficialGerman Federal Ministry of Justice
  3. Residence Act (AufenthG), annex to sections 20a and 20b: points tableofficialGerman Federal Ministry of Justice
  4. D-Visas: Chancenkarte (Opportunity Card)officialGerman Embassy London (Federal Foreign Office)
  5. Chancenkarte zur ArbeitsplatzsucheofficialGerman Embassy Cairo (Federal Foreign Office)
  6. Opportunity CardofficialGerman Missions in Canada (Federal Foreign Office)
  7. Eröffnung und Auflösung eines SperrkontosofficialGerman Embassy Rome (Federal Foreign Office)
  8. ChancenkarteofficialGerman Institute Taipei (Federal Foreign Office)
In this guide
  1. Key facts
  2. What the Opportunity Card is
  3. Two ways to qualify
  4. The money you must prove in 2026
  5. Online only from 1 October 2026
  6. Step by step
  7. Documents you will need
  8. Questions
  9. Sources
Your route to Germany, step by stepStart your route

For your move to Germany

  • Visa-sponsored jobsOffers from employers who hire from abroad and sponsor your work permit.Learn more
  • Health insurance for GermanyCover valid from your first day, with the certificate ready for your visa application.Learn more

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  • Work visasGermanyGermany Opportunity Card points calculator: the table, the 6-point rule and three examplesThe official Chancenkarte points table from the Residence Act, the 6-point threshold, the entry conditions and three worked examples you can copy for your own profile.Read the guide
  • Study abroadLatin America → GermanyBlocked account (Sperrkonto) for Germany: 2026 amounts, providers and alternativesWhat the Sperrkonto is, how much you must deposit in 2026 by visa type, how to choose a provider and which alternatives German embassies accept.Read the guide
  • Work visasColombia, Peru, Mexico and Ecuador → GermanyChancenkarte from Colombia, Peru, Mexico and Ecuador: requirements, funds and how to applyHow to apply for Germany's Opportunity Card from Bogotá, Lima, Mexico City or Quito: the two routes, the points, the 2026 funds and the online portal.Read the guide
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