Calculate it
Digital nomad visa (remote work)
- Per month, in 14 payments
- €2,442
- Per year
- €34,188
- Per month, if you are paid in 12 payments
- €2,849
An estimate from the figures in this guide. The consulate checks your own case.
Key facts
- SMI 2026
- €1,221 a month, €17,094 a year 1
- Applicant
- 200% of the SMI: €2,442 a month in 14 payments 4
- First family member
- An additional 75% of the SMI 6
- Each additional family member
- An additional 25% of the SMI 6
- How you prove it
- Employment contract, firm offer or commercial contract, with funds of your own that are lawful and available 6
The official formula
The pages of the Spanish consulates and the frequently asked questions of the Large Companies Unit (UGE) set the income like this 6 8:
- Applicant: an amount that represents 200% of the SMI each month.
- First family member (partner, child or parent who goes with you): at least 75% of the SMI more.
- Each additional family member: at least 25% of the SMI more.
Written as a formula:
Minimum income = SMI × (2 + 0.75 × [1 if there is at least one family member] + 0.25 × [family members from the second on])
The percentages add up. The Buenos Aires consulate showed it this way in its 2023 information sheet, with the SMI of that year: €2,160 for the applicant, 2,160 + 810 = €2,970 with one family member and 2,160 + 810 + 270 = €3,240 with two 5.
The law does not set the percentages. Law 14/2013 only requires sufficient financial resources for you and your family 9; the figures come from the criteria that the consulates and the UGE apply.
Which SMI to use in 2026
Use the SMI in force on the day you file. For 2026, Royal Decree 126/2026 sets €1,221 a month and a minimum of €17,094 a year, with effect from 1 January 2026 1. The Consulate General of Spain in Buenos Aires publishes the result for the applicant: €2,442 a month for 14 payments 4.
The annual SMI amount equals 14 payments of €1,221. If your salary arrives in 12 payments, divide the annual total by 12: €34,188 / 12 = €2,849 a month. Both figures describe the same threshold (our own calculation on the BOE).
This explains why you see different figures online:
| Figure in circulation | Where it comes from |
|---|---|
| €2,160 | 200% of the 2023 SMI in 14 payments (€1,080) 3 |
| €2,520 | 200% of the 2023 SMI spread over 12 payments (€15,120 a year) 3 |
| €2,368 | 200% of the 2025 SMI in 14 payments (€1,184) 2 |
| €2,762.67 | 200% of the 2025 SMI spread over 12 payments (€16,576 a year) 2 |
| €2,442 | 200% of the 2026 SMI in 14 payments 4 |
| €2,849 | 200% of the 2026 SMI spread over 12 payments 1 |
The first four are from earlier years. For 2026 the last two apply.
Table for 1 to 4 people with the 2026 SMI
Our own calculation with the 2026 SMI 1 and the consulates' percentages 6:
| People | % of the SMI | Per month (14 payments) | Per year | Per month (12 payments) |
|---|---|---|---|---|
| 1 (only you) | 200% | €2,442 | €34,188 | €2,849 |
| 2 (you and one family member) | 275% | €3,357.75 | €47,008.50 | €3,917.38 |
| 3 (you and two family members) | 300% | €3,663 | €51,282 | €4,273.50 |
| 4 (you and three family members) | 325% | €3,968.25 | €55,555.50 | €4,629.63 |
Example with fictional data. Ana is a designer in Medellín and bills 4,000 USD a month to a client in the United States. She wants to go with her partner. She needs €47,008.50 a year. To compare, she converts her annual income to euros at the exchange rate of the day and leaves a margin: if the dollar falls, her income in euros falls too.
For five people or more, add 25 points of SMI for each extra person: 350% for five, 375% for six.
How to prove your income
The consulates accept any means of proof, for example the employment contract, a firm job offer or, if you are self-employed, the commercial contract for the activity you will do remotely. In every case you must show that the funds are yours, lawful and available 6.
Some consulates ask for more detail. The one in Lima requires bank statements for the last 3 months with the bank's original stamp on every page, and does not accept bank letters, credit card statements or proof of investment funds or pension plans 7.
The UGE asks that the resources come from income from work 8. If your means come from savings or investment income, the non-lucrative residence uses another formula, based on the IPREM.
Questions
Do the family percentages add to the applicant's?
Yes. The 2023 sheet of the Buenos Aires consulate added the 75% of the first family member and the 25% of each additional family member to the applicant's 200% 5.
Do I use €2,442 or €2,849?
What happens if the SMI goes up while I prepare the papers?
The SMI in force when you file counts. The 2026 one was approved in February with effect from 1 January 1, so check the figure if you file early in the year.
Can I add my partner's income?
The official pages speak of resources for you and your family, without detailing whether the partner's income counts. Ask the consulate or a lawyer before you file 8.
Before you rely on this
- The figures in 12 payments and the rows for 2 to 4 people are our own calculations from the SMI published in the BOE; the only euro amount a consulate publishes for 2026 is the applicant's, €2,442 in 14 payments 4.
- The official pages do not make clear whether the consulate checks monthly income in 14 payments, the annual total or the net amount you receive; confirm it with your consulate before you file.
- The SMI is updated by royal decree, normally early in the year: check the figure in force on the day you file 1.
- This calculator does not assess your case. Meeting the income threshold does not guarantee that you are granted the visa.
This guide is general information, not legal advice. Rules change: confirm with the consulate or a lawyer before you apply.
Sources9 sources, 9 official
- Real Decreto 126/2026, por el que se fija el salario mínimo interprofesional para 2026officialBoletín Oficial del Estado
- Real Decreto 87/2025, por el que se fija el salario mínimo interprofesional para 2025officialBoletín Oficial del Estado
- Real Decreto 99/2023, por el que se fija el salario mínimo interprofesional para 2023officialBoletín Oficial del Estado
- Visado de residencia para teletrabajo (nómada digital), ArgentinaofficialConsulate General of Spain in Buenos Aires
- Hoja informativa del visado de residencia por teletrabajo de carácter internacional (2023)officialConsulate General of Spain in Buenos Aires
- Visado de residencia para teletrabajo (nómada digital)officialConsulate General of Spain in Bogotá
- Visado de residencia para teletrabajo (nómada digital)officialConsulate General of Spain in Lima
- Preguntas frecuentes: autorizaciones de residencia y trabajo de teletrabajadores internacionalesofficialMinistry of Inclusion, Social Security and Migration (UGE)
- Ley 14/2013, de apoyo a los emprendedores y su internacionalización (texto consolidado)officialBoletín Oficial del Estado
